Fixed Rate Electric Plans in McAllen, TX
Two electric utilities serve McAllen: AEP Texas Central, whose customers choose their own retail electricity provider, and Magic Valley Electric Cooperative, which sells to its members directly.
How availability works in McAllen
Retail plans in Texas are offered by delivery area, not by city. Two addresses in the same city — or even the same ZIP code — can be served by different utilities and have different plan options.
McAllen includes addresses served by AEP Texas Central and Magic Valley Electric Cooperative. A city boundary, a ZIP code and a utility service boundary are not the same thing. Start with your ZIP code, then check which delivery utility your address is on before you choose a plan.
The figures below are live inventory sampled at one McAllen postal code. They show what this marketplace genuinely carries in that area — not every plan sold there, and not a quote for your address.
Electricity in McAllen
Hidalgo County · Texas
Magic Valley Electric Cooperative serves members inside the McAllen city limits. Texas cooperatives and city-owned utilities decide for themselves whether to open their area to retail competition, and only two have ever done so. Magic Valley is not one of them, so its members generally have no retail provider to choose.
The same McAllen ZIP code contains addresses on both AEP Texas Central and Magic Valley, so a ZIP code alone does not tell you which of the two you are on. Because the cooperative bills its own members, a bill from a retailer means AEP Texas Central serves you. If your bill comes from Magic Valley, the plans on this site are not sold at your address.
No public agency publishes an average electricity rate for McAllen. The U.S. Energy Information Administration reports electricity prices by state and by utility, not by city. The Public Utility Commission of Texas stopped updating its residential rate comparison in January 2025. What a plan costs you depends on how much electricity you use.
About nine in ten McAllen homes are heated with electricity, against roughly six in ten across Texas. For most households here, that puts winter heating on the same retail plan as everything else.
Plans available through our marketplace
McAllen · sampled at ZIP 78501 in the AEP Texas Central delivery area, priced at 1,000 kWh a month. These are the fixed-rate plans this marketplace carries — not every plan sold in McAllen. Enter your own ZIP for what is available at your address.
75
fixed-rate plans carried
16
participating providers
$1,500
lowest projected first-year cost
$1,645
median projected first-year cost
37
published at 100% renewable
71
with no minimum-usage charge
- 12-month:
- 24
- 24-month:
- 23
- 36-month:
- 13
Example plans for McAllen
A representative sample of live inventory at ZIP 78501 in the AEP Texas Central delivery area, ranked by projected first-year cost at 1,000 kWh a month. This is not a price list for McAllen: which plans you can buy, and what they cost, depends on your own address. Enter your ZIP to see and enroll in what is offered at yours.
| Provider | Plan | Term | Projected first year |
|---|---|---|---|
| AP Gas & ElectricClear Rate 9 · 9 moLowest cost | Clear Rate 9 | $1,500Avg. price at 1,000 kWh: 12.5¢/kWh | |
| Chariot EnergySolarize 15 · 15 mo | Solarize 15100% renewable | $1,510Avg. price at 1,000 kWh: 12.6¢/kWh | |
| AP Gas & ElectricClear Rate 12 · 12 mo | Clear Rate 12 | $1,512Avg. price at 1,000 kWh: 12.6¢/kWh | |
| Chariot EnergySolarize 12 · 12 mo | Solarize 12100% renewable | $1,522Avg. price at 1,000 kWh: 12.7¢/kWh | |
| Rhythm EnergySimply Select 6 · 6 mo | Simply Select 6100% renewable | $1,525Avg. price at 1,000 kWh: 12.7¢/kWh |
70 more plans — see everything available at your address